I really need to stop smoking – *again*

I have been a smoker for … years. Many many years. I don’t even know how many times I’ve tried to stop. I think my record is 3 years. It’s pissing me off, but I just can’t stop. I know all the good reasons to. Health (duh), money, smell, slavery. But still, I always get back to it. Continue reading

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I wish it wasn’t all about retirement and debt

No, I get it. Retirement is the most important financial goal we have, even more so in the US, where investing is the main way to get there. And being over-your-head in debt is probably the biggest problem in this country, when it comes to personal finances. Continue reading